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Tag Archives: Means Test

You Passed The Means Test — Not So Fast!

Because your current monthly income (CMI) is based upon your present income — and not the income when you filed for bankruptcy — you may pass a means test. However, your actual income when compared to your actual expenses equates to a surplus in funds every month. Therefore, a Chapter 7 bankruptcy filing could be […]

Completing The Means Test

The means test is mandatory if your currently monthly income (CMI) is greater than your state’s median income for a similar size household. The means test assesses your deductions and expenses against your CMI to determine whether any income can be gleaned for a Chapter 13 bankruptcy plan to be sought, as opposed to a […]


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