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Category Archives: Chapter 13

Can Chapter 13 Bankruptcy Resolve All My Debt Issues?

Depending on the many details of your current situation — including the type of debt you have and your commitment to working with creditors to repay your debt — Chapter 13 can potentially resolve all debt issues. However, understanding how Chapter 13 can help you resolve your debt issues requires an understanding of the rules […]

Filing For Chapter 13 Bankruptcy?

To acquire a Chapter 13 discharge, you cannot have received a discharge in a Chapter 7 case filed within the last four years, or received a Chapter 13 discharge in a previous case in the last two years. However, you may still file for a Chapter 13 discharge to create an organized manner for you […]

Completing The Means Test

The means test is mandatory if your currently monthly income (CMI) is greater than your state’s median income for a similar size household. The means test assesses your deductions and expenses against your CMI to determine whether any income can be gleaned for a Chapter 13 bankruptcy plan to be sought, as opposed to a […]

How Do I Choose Between Chapter 7 and Chapter 13 Bankruptcy Filing?

Before making a decision about the right form of bankruptcy for you, it is essential to clearly understand the the differences between Chapter 7 vs. Chapter 13. While both forms of bankruptcy apply to consumer debt, the purposes, processes and rules that apply to them vary significantly. The discussion of the bankruptcy process provided by […]

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